Ramsay, Colin M.; Oguledo, Victor I. Doubly enhanced annuities (DEANs) and the impact of quality of long-term care under a multi-state model of activities of daily living (ADL). (English) Zbl 1437.91399 N. Am. Actuar. J. 24, No. 1, 57-99 (2020). MSC: 91G05 PDF BibTeX XML Cite \textit{C. M. Ramsay} and \textit{V. I. Oguledo}, N. Am. Actuar. J. 24, No. 1, 57--99 (2020; Zbl 1437.91399) Full Text: DOI OpenURL
Ramsay, Colin M.; Oguledo, Victor I. The annuity puzzle and an outline of its solution. (English) Zbl 1411.91311 N. Am. Actuar. J. 22, No. 4, 623-645 (2018). MSC: 91B30 PDF BibTeX XML Cite \textit{C. M. Ramsay} and \textit{V. I. Oguledo}, N. Am. Actuar. J. 22, No. 4, 623--645 (2018; Zbl 1411.91311) Full Text: DOI OpenURL
Ramsay, Colin M.; Oguledo, Victor I.; Krutto, Annika Exploring the optimal design of an employer-sponsored sickness-disability compensation insurance plan when sickness presenteeism is penalized. (English) Zbl 1416.91218 N. Am. Actuar. J. 22, No. 3, 426-457 (2018). MSC: 91B30 PDF BibTeX XML Cite \textit{C. M. Ramsay} et al., N. Am. Actuar. J. 22, No. 3, 426--457 (2018; Zbl 1416.91218) Full Text: DOI OpenURL
Ramsay, Colin M.; Oguledo, Victor I. Optimal disability insurance with moral hazards: absenteeism, presenteeism, and shirking. (English) Zbl 1414.91228 N. Am. Actuar. J. 19, No. 3, 143-173 (2015). MSC: 91B30 PDF BibTeX XML Cite \textit{C. M. Ramsay} and \textit{V. I. Oguledo}, N. Am. Actuar. J. 19, No. 3, 143--173 (2015; Zbl 1414.91228) Full Text: DOI OpenURL